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Legal

Refunds and disputes

Draft for legal review · October 2026

This page explains what to do if you want money back from a payment made through Tamapay, or if you think a payment is wrong. It forms part of our terms of use.

Your developer decides property refunds

Your payment goes to your developer, so whether you get money back for reasons to do with the property, such as cancelling a reservation, backing out of a sale or a delay in turnover, depends on your contract with the developer and the law. Contact your developer about these.

If your developer approves a refund of a payment made through Tamapay, we can return it to the card or account you paid with, on the developer's instruction.

Problems we will fix

Tell us directly if something went wrong with the payment itself, for example:

  • you were charged twice for the same payment;
  • the amount charged is different from the amount you confirmed;
  • you were charged but your payment did not go through;
  • an auto-debit ran after you had cancelled it;
  • you see a payment you did not make.

If we find that the error was ours or our partners', we will refund the incorrect amount.

How to ask

Contact us through our contact page as soon as you notice the problem. Include:

  • your name and the email address you paid with;
  • the payment reference from your receipt;
  • the developer and unit the payment was for;
  • what went wrong, with a screenshot of the charge if you have one.

If you think your card was used without your permission, also contact your card issuer straight away.

What happens next

We will confirm that we have your request and look into it. If we need to check with your developer or a bank, we will tell you and keep you updated until it is resolved.

How refunds are paid

Refunds go back to the card or account you paid with. We cannot send a refund to a different card, account or person.

Once we issue a refund, how long it takes to appear depends on your bank or card issuer. If you paid in another currency, the amount you get back may differ because exchange rates move and your issuer may charge its own fees.

Disputing a charge with your bank

You may dispute a card charge with your card issuer. We ask that you contact us first, as we can often fix a payment problem faster.

If you file a dispute, we will share the payment record with your issuer and your developer. If a charge is reversed for a payment you actually owed, your developer may treat that amount as unpaid under your contract.

Questions

Use our contact page.